Terms of Use

By using this website, you agree to these terms to the extent permitted by applicable law. If you do not agree, please do not use the website; you may contact our office by phone or email instead. Nothing here waives rights that cannot legally be waived.

Website content provides general information about insurance, financial products, and related services. It is not personalized legal, tax, investment, or financial advice, an insurance policy, or a recommendation suitable for every visitor. Speak with an appropriately qualified professional about your circumstances. Content is not an offer or solicitation where a product or service cannot lawfully be provided.

Protect Plus Insurance & Financial Services, LLC serves Florida. Florida agency license: L103103. Verify the record through the Florida Department of Financial Services licensee search (opens in a new tab). Describing a product on this website does not imply an appointment with any particular carrier or authority to offer it in other states.

Submitting a form, receiving a reference number, or receiving an acknowledgment does not bind, create, change, or cancel insurance coverage. Quotes are estimates, not binding commitments. Do not rely on this website or a request confirmation as evidence of coverage.

Coverage takes effect only through the applicable insurer's authorized binding or policy process. Review the issued policy, effective dates, limits, exclusions, and conditions.

Product availability, eligibility, premiums, and coverage depend on the provider, underwriting, applicable law, and policy terms. A website description or quote request does not guarantee acceptance, a price, or a particular benefit. The controlling policy or provider agreement governs the product or service.

This website is not an emergency service or a claims-reporting channel. For an immediate emergency, contact emergency services. To report a claim or address an urgent coverage issue, contact your insurer directly using the information on your policy. Do not use an online inquiry in place of time-sensitive notice required by your policy.

Provide accurate information and submit another person's details only with permission and authority to do so. Do not enter Social Security numbers, driver's-license numbers, medical information, health-policy identifiers, payment-card information, or account credentials in any website form or note. Tell our office if your inquiry details change.

Contact consent relates only to your specific inquiry unless separate lawful consent is obtained. Text contact requires a separate explicit opt-in, is not a condition of purchase, and is subject to availability; automated SMS is not currently enabled on this website.

If you opt in to texts, message frequency varies and message and data rates may apply. Reply STOP to opt out or HELP for help. You may also revoke consent or change preferences by calling (754) 243-0726 or emailing office@protectplusfin.com. We record and apply opt-outs through our suppression/do-not-contact process. See our Privacy Policy for information handling.

Do not use the site for unlawful activity, impersonation, fraudulent inquiries, spam, malicious software, unauthorized access, or interference with normal operation. Do not bypass security or abuse protections, scrape personal information, or send automated requests that disrupt the service. We may restrict abusive access as reasonably necessary to protect the site and its users.

The site relies on hosting, request storage, CRM, and notification providers and may link to maps, booking tools, social networks, regulators, or other services. These services may have their own terms and privacy practices. A link does not endorse all third-party content or guarantee availability. We do not control third-party sites or their changes.

The ProtectPlus name, logo, website text, and design belong to Protect Plus Insurance & Financial Services, LLC or their respective owners or licensors. You may view the site and retain information for your personal inquiry, but may not commercially reproduce or misrepresent protected material without permission or another lawful basis. Stock photographs and the illustrative consultation video do not depict ProtectPlus staff or clients; they are not testimonials or evidence of a business relationship.

We aim to keep information useful and accurate, but the website may contain errors, become outdated, or be temporarily unavailable. To the extent permitted by law, it is provided “as is” and “as available,” without a guarantee of uninterrupted service, complete accuracy, or suitability for a particular purpose.

To the extent permitted by law, ProtectPlus is not responsible for indirect or consequential losses caused by use of, or inability to use, this website. This limitation does not exclude liability that cannot lawfully be excluded, including applicable liability for fraud, willful misconduct, or gross negligence, and does not limit nonwaivable consumer rights.

Florida law governs these terms, subject to applicable federal law and any mandatory protections that apply to you. Where permitted by law, disputes concerning these terms may be brought in a state or federal court of competent jurisdiction in Florida. These terms do not require arbitration or waive a forum or remedy guaranteed by applicable law.

If a provision is found unenforceable, it will apply only to the extent lawful, and the remaining provisions will continue to apply where permitted. Nothing in these terms overrides rights or duties that applicable law makes nonwaivable.

These terms are effective and were last updated October 19, 2026. Updates will be posted here with a revised date and will apply prospectively, subject to applicable law. Questions: office@protectplusfin.com or (754) 243-0726. Our business details appear below.