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Coverage

Personal Insurance

Coverage for the things you own and the liability that comes with them — vehicles, homes, watercraft, and the gaps in between.

Auto

Liability, collision, and comprehensive coverage for personal vehicles.

We review liability limits, deductibles, uninsured motorist coverage, and available discounts so you understand what each option changes before you choose.

Start a quote for Auto coverage

Home

Dwelling, contents, and personal liability protection for homeowners.

Includes review of replacement cost versus actual cash value, separate wind or hail deductibles, and coverage for detached structures and personal property.

Start a quote for Home coverage

Condo

Unit-owner coverage that works alongside the association master policy.

We look at where the association's master policy stops and yours begins, including interior finishes, personal property, and loss assessment.

Start a quote for Condo coverage

Renters

Personal property and liability coverage for tenants.

Covers your belongings and personal liability inside a unit you do not own, plus additional living expenses if the unit becomes uninhabitable.

Start a quote for Renters coverage

Boat & Watercraft

Hull, liability, and equipment coverage for watercraft.

Covers the vessel, motor, and trailer along with liability on the water, with attention to navigation limits and lay-up periods.

Start a quote for Boat & Watercraft coverage

Flood

Separate coverage for flood damage excluded by most property policies.

Standard home and renters policies exclude flood. We review flood zone, elevation considerations, and building versus contents coverage separately.

Start a quote for Flood coverage

Umbrella

Additional liability limits above your auto and home policies.

Sits above the liability limits on underlying policies and can extend to claims those policies do not reach, subject to required underlying limits.

Start a quote for Umbrella coverage

Questions about personal insurance?

Request a quote or reach out with a question. We will walk through the options with you.

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